Dental plans are basically agreements between you and a dental insurance or dental plan company. These agreements may differ but they tend to have a few things in common: they have easy approval processes, they allow you to enjoy discounts on dental costs, and they allow you to select a dentist or dental care professional from a list or network. If you are looking to reduce your dental care costs without hassle, without much paperwork, or without many complications, a dental plan may be for you.
Key highlights of a dental plan are simple application process where you often only need to apply and pay a membership or application fee. Once your application is accepted, you will get discounts on dental care. You may or may not have to pay deductibles, but you will enjoy reduced dental costs. Dental plans cover some of the same processes as dental insurance like cleanings, fillings, root canals, and other dental work. The claims process with dental plans is also very different where you often only need to show your policy number, policy card, or membership card. Your dentist will usually fill out all the paperwork or will simply give you the dental discount. At that point, you’ll only need to pay your reduced dental costs directly to the dentist.
Encore Dental Plan and Florida Dental Plans provides dental coverage at an affordable rate for indivduals and families and even those individuals that are self-employed or retired. Encore Dental offers several plans and these plan options that may cover preventative care up to 100% and cover additional services at up to 50%, for immediate dental work, and those that already have dental coverage but want to eliminate out-of-pocket expenses.
The Peoples Dental Plan is a discount dental plan offered by Peoples to individuals and their families with discounts from 20% to 50% that can be used on on cosmetic dental procedures and orthodontics, such as adolescent dentition, and other dental services.
Metlife Dental Plan accommodate both the employer’s and employee’s needs. Plans are flexible, cost-effective, and are available to employers of all sizes. Plans available are group dental preferred provider organization (PPO), group dental health maintenance organization (HMO), indemnity plans (traditional fee-for-service plans), and multi-options features.
The AARP Dental Plans are dental insurance packaged available exclusively to active AARP members and their eligible family members. AARP dental plans have two options: Plan A and Plan B which will be based on the number of individuals to be covered.